Flexible limit for medical aids, limits can be increased specifying any item above $2,500
Includes Additional Cover – fixtures and fittings at the insured address up to $10,000
Special Promo Offer
Free $50 Prezzee Gift Card!^
Get a $50 Gift Card when you take out a new Contents Insurance policy through us.
Pick the Perfect Gift. Flexible. Safe. Easy.
T&C's^ Apply.
Exclusively designed for your requirements
We’ve created comprehensive contents cover for your valued possessions including flexible coverage of up to $2,500 for accidental damage to medical aids, designed with your needs in mind. We are proud to bring you this offering through our valued partnership with the Retirement Living Council of Australia.
Why do you need it?
You’ve spent a lifetime working hard for what you’ve got. The world is unpredictable, and unforeseen incidents such as theft, damage or disaster could threaten all you’ve worked for. Start today. Get a quote to access quality contents insurance coverage.
Why us?
Because we have made insurance fast and easy, just as it should be:
✓ We are here to help with our friendly Australian-based service centre and will support and help coordinate your claim to help achieve a fast effective settlement.
✓ Comprehensive contents insurance designed to protect the things that matter while safeguarding you from unexpected events.
✓ New-fashioned tech meets old-fashioned service.
Get a quote online
A user-friendly experience from quote to claim to managing your policy.
Manage and renew online
Use your personalised policy portal, download important documents and make updates.
Efficient claims experience
A streamlined experience for when it matters most. We’ll advocate on your behalf for a fast settlement.
Talk to a specialist
We’re here to help you navigate your cover queries.
What’s included?*
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Theft
Cover for loss or damage to your contents caused by theft, attempted theft or burglary.
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Fire
Cover for contents against damage caused by accidental fire as well as soot and smoke damage caused by bushfire.
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Flood
Flood cover is included as standard with your Contents policy.
Note: Coverage may be limited in certain locations classified as flood-prone zones, based on guidelines provided by the underwriter. Please check your eligibility during the quoting process.
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Earthquake
Loss or damage to your contents caused by an earthquake.
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Explosion
Cover for loss or damage caused by accidental explosion.
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Storm
Loss or damage caused to your contents by a storm, including lightning, wind, hail and snow.
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Escaping Water
Cover for loss or damage caused by escaping water.
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Impact
You're covered if your contents are lost or damaged due to impact.
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Intentional Damage
Loss or damage to your contents that is caused intentionally by anyone not living at the premises is automatically covered.
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Animal Damage
Cover for loss or damage to your contents caused by fire or escape of liquid by an insect, vermin or rodents.
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Legal Liability
You are covered to the tune of $30 million for your legal liability to pay damages due to a claim for an accident that results in death, bodily injury, or damage to someone else's property.
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Temporary Accommodation
If you can't live at your home due to an insured event, the policy will cover the costs of up to 20% of your general contents sum insured for your temporary accommodation in the event of a claim resulting from an insured peril.
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Storage of Undamaged Contents
Cover to store any undamaged contents until they can be returned to the premises up to 20% of your general contents sum insured.
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Burnout of Electric Motors
The policy includes cover for the reasonable cost of replacing burnt-out electric motors caused by mechanical, electrical or electronic failure.
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Contents Outside
Cover for loss or damage to contents kept outside on your property up to a maximum of $10,000 or 20% of your general contents sum insured as listed on your policy schedule, whichever is the greater.
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Contents in Transit
There’s cover for your contents if they are lost or damaged due to a motor accident or fire whilst they are in the truck of a professional removalist.
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Food Spoilage
Up to $1,000 cover, to replace perishable food or medicines that are lost or damaged as the result of an insured event.
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Funeral Expenses
We'll pay up to $15,000 to you or your estate towards funeral expenses if you or a household member dies due to an insured event.
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Vehicle Spare Parts and Accessories
Up to $2,000 to cover loss or damage, as a result of an insured event, to spare parts and tools, as long as they are not on or in a vehicle.
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Counselling Services
Need mental health services? Cover up to $2,000 for counselling sessions after a claim.
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Guests' Contents
Up to $5,000 of cover for loss or damage to your guests' contents as the result of an insured event for any one claim.
Additional benefits
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Accidental loss or damage
Cover for your contents against loss or damage, at or away from your home.
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Flexible coverage for accidental damage
Up to $2,500 cover for damage to medical aids, such as mobility scooters, wheelchairs, glasses and hearing aids.
Optional extras
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Increase limits
Easily manage your insured limit online when you apply or need to through Lockton Pulse anywhere, anytime.
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Flexible excess levels
You can increase your deductible to offset the premium increase.
Get started
If you need contents insurance, then you need it now.
Contact us
Would you like to hear more about our new Retirement Living Residents Contents Insurance cover? Drop us a line and we’ll get in touch with you right away.
^ The AUD $50 Prezzee eGift card is available to new Lockton Pulse customers who purchase a Retirement Living Residents Contents Insurance Policy. Lockton Pulse reserves the right to cancel the offer or to change the terms at any time. This Promotion commences at 06:00 am (AEST) on 2nd September 2024 and closes at 11:59 pm (AEDT) on Thursday 30th April 2025. The eGift card will be delivered to the insured 30 days after the policy has been in place and delivered to the registered email. Lockton doesn't take any responsibility if the incorrect email address is supplied. View full terms and conditions.
*Subject to full terms, conditions, limits, premium calculations and exclusions of the policy. Please review the full Product Disclosure Statement (PDS) and Target Market Determination for more information.
Lockton Companies Australia Pty Ltd (ABN 85 114 565 785, Australian Financial Services Licence (AFSL) 291954), trading as Lockton Pulse, is authorised to distribute this insurance product by Blue Zebra Insurance Pty Ltd (BZI) (ABN 12 622 465 838, AFSL 504130). BZI has a binding authority from the insurer and product issuer, Youi Pty Ltd ABN 79 123 074 733 (Youi), and acts as its agent to issue contracts of insurance and to handle or settle claims.
When Retirement Living Residents Contents Insurance is purchased through a referral from Lockton Pulse, Lockton Pulse will receive from BZI a 22.5% commission on the electronically transacted purchase of the Retirement Living Residents Contents Insurance. Further information can be found in our Financial Services Guide.
© 2024 Lockton Companies Australia Pty Ltd (Lockton). ABN 85 114 565 785 | AFSL 291 954 | All rights reserved.
The information provided on this website is general information only and does not take into account your objectives, financial situation or needs. Lockton trading as Lockton Pulse is not the insurer of any insurance products offered. While the content contributors have taken reasonable care in compiling the information presented on this website, Lockton Pulse does not give any warranty, representation or assurance, either express or implied, as to the completeness, accuracy or otherwise, of the information. The information is not intended to be interpreted as advice on which you should rely and may not be, and does not purport to be, all of the information relevant to your objectives, financial situation or needs. You should have regard for your objectives, financial situation and needs, and obtain professional or specialist advice before you take, or refrain from taking, any action based on the information contained on this website. Terms, conditions, limits, and exclusions may apply. For full details refer to the specific insurance policy wordings and/or Product Disclosure Statements available from Lockton Pulse upon request via enquiries@locktonpulse.com.
View our Financial Services Guide
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